If you shop online, the odds are great that you will be scammed someday while shopping online, because scams are a reality of online shopping.
On this page, I want to talk to you about how you might recognize and beware of online scams.
Do not make this any easier for scammers, do not give your personal information online to people you don’t know, such as your bank account number, or Social Security Number, before first knowing if it is a trusted source, and then only provide the amount of information that is necessary.
If you think you have been scammed, you can report the incident to the (Federal Trade Commission), which deals with complaints that are filed regarding unfair business practices such as scams.
Scammers target everyone. Almost everyone will be approached by a scammer if you are a consumer. Use common sense trust your gut feelings, scams come in a variety of surprising ways.
Examples, beware of online scams, like online-sweepstakes, in the mail lottery winnings, guaranteed income email from a bank, a free vacation trip etc.
Again use common sense, think of it like this if it looks and sounds to good to be true it probably is a scam. Don’t be fooled.
Check your credit card and bank account statements when you get them for unauthorized financial transactions you have been charged for and cannot explain, report them to your financial institution immediately.
Internet scammers trick thousands of people every day online out of their money. Internet scammers find our weakness and exploit them.
Scammers can hide behind their computer screens and create fake identities to trick you. Odds are, you probably had online contact with a scammer already without even knowing it.
With so many people shopping online, how do you know if people are who they say they are you don’t. You can avoid scams if you trust your gut and use some common sense.
Remember there are no get-rich-quick schemes!
Here are just a few of the different types of scams people come across every day
Online scams
Telephone scams
You might receive a phone call from a business or someone you never heard of trying to sell you something you did not order and you tell them no, then they try and pressure you into giving them your personal information like- bank account number, Social Security card number, or credit card, it could be a scam. Hang up! report it to the Federal Trade Commission. Right away
Credit Card Fraud
Card fraud can happen in several ways, it can happen from someone going through your trash and finding old billing statements with account information on them. You can avoid this by investing in a home shredder.
You are offered a discounted travel package, but you may have to join a club giving your card information to be eligible to hold a spot, or a dishonest store clerk copy your card numbers when you make a purchase. Be extra careful using your cards around holidays.
Call your credit card company as soon as you realize your card has been lost are stolen. Many companies have toll-free numbers and 24-hour service to deal with this.
Infected Apps can Lead to Smart-Phone Scams
If your smartphone bill, start showing bogus calls and text, slow performance and shorter battery life that could be a sure sign that your phone is infected
Be careful about what apps you download especially around the holidays
Download apps from an official app store, like the Apple Store, Amazon, and the Android Market.
Infected-apps-lead-to-smart-phone-scams. Avoid third-party app downloads.
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